Knowledge base
A blog on finance and business automation
Finance and management, in plain language. Practical articles on money, management accounting and automation for business owners.
Finance · 6 min read
The cash gap: why a profitable business runs out of money
There's profit but no cash in the bank — the classic trap of a growing business. Where cash gaps come from and how to see them coming.
Valery Sivolgin
25 June 2026
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Management accounting · 7 min read
Management accounting for owners: where to start
Financial accounting is for the state; management accounting is for you. The numbers an owner should see weekly and how to stop running on gut feeling.
18 June 2026
Mindset · 5 min read
Why you do everything «right» but never got rich
Being right doesn't guarantee results. The market pays not for effort and intentions, but for finishing. On the difference between activity and results.
9 June 2025
Finance · 6 min read
What a business owner should know about finance
The short answer: enough not to depend on someone else's opinion. Five things about money without which the business runs you, not the other way around.
25 February 2025
Finance · 6 min read
5 financial mistakes that drive a business into losses
A financial inventory: five typical problems that quietly drain profit, and how to close them for good.
2 September 2024
Management accounting · 5 min read
The business model as a tool for managing the future
Look at how the business works today to see what to expect in a month — and which actions actually improve the result.
12 August 2024
Case study · 7 min read
Case study: how a loyalty program quietly ate the profit
A coffee-shop chain grows, customers pile in, but the bank balance shrinks. Simple math showing how growth can push a business into the red.
28 July 2024
Mindset · 5 min read
Everyone wants to run a business, but almost no one counts the money
Leads, followers, salaries, revenue — everyone counts those. But how much the business actually earns is an afterthought. Why lasting projects are different.
24 July 2024
Profit · 6 min read
Revenue is up, profit isn't: managing costs
The classic growth trap: more orders, but no more money. How fixed and variable costs help protect profit as you scale.
15 May 2024
Team & motivation · 6 min read
Salaries and KPIs: the hidden pitfalls of staff costs
«Five people at 100k each means 500k payroll.» In simple terms, yes. But vacations, sick leave and turnover change the picture — unless you plan for them.
7 April 2024
Finance · 6 min read
How much to take out of the business: dividends without surprises
A story of how a spur-of-the-moment profit withdrawal nearly killed a healthy business, and a five-rule system that protects both cash and partnership.
2 April 2024
Management accounting · 4 min read
Four types of reporting every business needs
Every report has numbers, but not everything with numbers is a report. A quick breakdown of the four reporting types and why to separate them.
28 March 2024
Management accounting · 5 min read
Why finance and accounting are simple
Three beliefs that make accounting seem hard, and three principles that turn it into a clear management tool.
12 March 2024
A business-finance breakdown — once a week
A short email with one practice you can apply right away. No spam.