Blog on finance and business automation

Finance and management in plain language. Practical articles on money, management accounting and automation for business owners.

Finance · 6 min read

The cash gap: why a profitable business runs out of money

There's profit but no cash in the bank — the classic trap of a growing business. Where cash gaps come from and how to see them coming.

Valery Sivolgin25 June 2026
Management accounting · 7 min readManagement accounting for owners: where to startFinancial accounting is for the state; management accounting is for you. The numbers an owner should see weekly and how to stop running on gut feeling.18 June 2026Mindset · 5 min readWhy you do everything «right» but never got richBeing right doesn't guarantee results. The market pays not for effort and intentions, but for finishing. On the difference between activity and results.9 June 2025Finance · 6 min readWhat a business owner should know about financeThe short answer: enough not to depend on someone else's opinion. Five things about money without which the business runs you, not the other way around.25 February 2025Finance · 6 min read5 financial mistakes that drive a business into lossesA financial inventory: five typical problems that quietly drain profit, and how to close them for good.2 September 2024Management accounting · 5 min readThe business model as a tool for managing the futureLook at how the business works today to see what to expect in a month — and which actions actually improve the result.12 August 2024Case study · 7 min readCase study: how a loyalty program quietly ate the profitA coffee-shop chain grows, customers pile in, but the bank balance shrinks. Simple math showing how growth can push a business into the red.28 July 2024Mindset · 5 min readEveryone wants to run a business, but almost no one counts the moneyLeads, followers, salaries, revenue — everyone counts those. But how much the business actually earns is an afterthought. Why lasting projects are different.24 July 2024Profit · 6 min readRevenue is up, profit isn't: managing costsThe classic growth trap: more orders, but no more money. How fixed and variable costs help protect profit as you scale.15 May 2024Team & motivation · 6 min readSalaries and KPIs: the hidden pitfalls of staff costs«Five people at 100k each means 500k payroll.» In simple terms, yes. But vacations, sick leave and turnover change the picture — unless you plan for them.7 April 2024Finance · 6 min readHow much to take out of the business: dividends without surprisesA story of how a spur-of-the-moment profit withdrawal nearly killed a healthy business, and a five-rule system that protects both cash and partnership.2 April 2024Management accounting · 4 min readFour types of reporting every business needsEvery report has numbers, but not everything with numbers is a report. A quick breakdown of the four reporting types and why to separate them.28 March 2024Management accounting · 5 min readWhy finance and accounting are simpleThree beliefs that make accounting seem hard, and three principles that turn it into a clear management tool.12 March 2024

A business finance breakdown — once a week

A short letter with one practice you can apply right away. No spam.

By clicking “Subscribe” you agree to the privacy policy.